Traditional and Roth IRAs
Understand retirement savings options that align with your income and future plans.
Explore Your IRA Options
If you have earned income, you may be eligible to open and contribute to an Individual Retirement Account (IRA), even if you already participate in an employer-sponsored 401(k) plan. The IRS does set annual contribution limits across retirement accounts in order to maintain applicable tax advantages.
Common Types of IRAs
The two most commonly used IRA options are Traditional IRAs and Roth IRAs.
Reviewing these options can help individuals determine which type may be more suitable for their financial situation and long-term retirement goals.
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